4 Key Questions You Need to Ask When Buying a Car

You won't regret a purchase later if you ask certain questions while car shopping. You must research the car, set spending limits, define needs and evaluate the seller before finalizing the deal to make sure you do not spend too much or end up with a car that needs costly repairs.

Who Owns the Car?

A car at a dealership may appear to belong to the dealer, but that is not always the case. Dealers sometimes sell cars for people they know, other dealers if sharing lot space or car rental agencies. Ask who owns the car, how long it has been at the lot and what the former location was. Cars from rental services typically experience heavy use in a short period of time, so consider a purchase of a former rental vehicle carefully.

What's the Vehicle History?

Ask for the car's certified history report or the Vehicle Identification Number to check the vehicle history. Visit the official website of the National Motor Vehicle Title Information System, a website maintained by the U.S. Department of Justice, to check the VIN at an approved online provider for free. A full history shows you where the car has been, maintenance and repair logs, and any accidents. Note odometer readings to protect against mileage fraud, in which the seller turns back the miles on the odometer to increase the car's value. Ask about the car's features if you want a particular option, such as power windows.

Why Are You Selling?

A vital question for private-party deals, asking why a seller is getting rid of her car can reveal past or current problems with the vehicle. Pay attention to hesitation and body language when she responds, as nervous or evasive behavior may indicate an undisclosed problem. She may mention accidents or other red flags that relate to her decision to sell the car and signal potential problems for you down the road.

Am I Comfortable with the Purchase?

Feeling uncomfortable, pressured or like the seller or salesman is not being truthful with the car's price, current state or history is a bad sign. Do not buy a car because of pressure sales tactics or you may end up with a lemon. Set a maximum price before shopping to avoid buying a car you cannot afford, and pay special attention to cars with features you want.