Managing a Car Loan
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Wednesday, February 29, 2012
What Does It Mean When a Delinquent Auto Loan Account Is Charged Off?
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Any account delinquencies can have a negative effect on your credit report. However, auto loan delinquency can be particularly problematic, ...
The Benefits and Pitfalls of Leasing Cars
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Leasing is a way to finance the acquisition of a new or used car. With a lease, you do not pay for the complete purchase price of the vehicl...
Tuesday, February 28, 2012
How to Get Back a Cash Deposit When Buying a Car
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Car dealerships will not keep your deposit if you purchase a vehicle, but if you want your money back from a dealer or private seller after ...
Auto Leasing Pros & Cons
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A car dealership will often offer a customer the choice to purchase or lease a car. With a car lease, the customer receives the right to ope...
Monday, February 27, 2012
Can They Put a Lien on My House If They Repossess My Car?
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There are two legal components to an auto loan. The first component is your unconditional promise to repay the money you borrow. The second ...
Sunday, February 26, 2012
Can a Vehicle Be Financed for an Amount That Is Greater Than Its Value?
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When taking out a loan on a vehicle or real estate, the lender will determine your loan to value ratio, defined as the amount of the loan co...
What Percent of My Income Should I Spend on a Car?
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Buying a new car can be fun, frightening, exciting and a whole host of other emotions. Sometimes, we get caught up in the moment and end up ...
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